Trinity Enterprises

We love her and appreciate you helping America know that we are honest and help people across America.... Fixing credit is her passion and love...

THEY ARE HORRIBLE! Trinity Enterprise is nothing but LIES

A lie

Just following up... it's been 30 days since your initial entry, just curious about your experience?

You should allow the manager to help you they really strive to make sure I was Happy and help a lot of people. No business is perfect but they cant fix what you don't share! Call them they want you Happy and truly care for each customer experience unlike other companies that don't care Trinity CARES

I love them too Great company to work for always helped me

Yes this is a good company and has a lot of major companies partner with them. Chase referred me to Damaris and I was able to get my scores up 89 points in 60 days and buy a house.

This comment sounds ridiculous, inflammatory, emotional and bitter. This company was great. Delete this bogus comment.

You didn't follow directions that's why It didn't work. You can't just give your money and not do your part.

I used them and highly recommend them. They were awesome.

Fix your grammar dude.

I agree with you totally. Contact the FTC Federal Trade Commision and report them!

They waste time and do not keep you informed.

Had I reviewed them first I could have saved myself a lot of time and money. Good luck!

I hired Trinity and they fixed my credit so this site doesn't verify anything I can write about my grandma they would care ?

I closed on my home using Trinity enterprises LLC credit repair services ... Often people don't understand they have to take and learn from past behaviors.

I am glad Trinity :) :) helped me get into my home...

They are a Christian company and been doing this for 9 years. Thanks trinity call Cheryl at 407 -860-**** she will help and pray with you over your credit and situation...

Another scam being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair fraud generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer. The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations often buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

I was helped from this company and now my fiance and I are homeowners, we just closed april 22, 2011. This company does what they say they will.

You do need to keep up with your side. You have to stay current on your exsisting accounts and make sure you have some revolving credit unsecured. This is important to help your score so that you are adding good current credit not only taking away old negative credit. Think about it, your asking someone to give you a *** load of $$$.

They are going to want to see that you have credit now and that your are using it responsibly. Anyways alot more money was removed than I actually paid for the service and I would do it again. I have referred my family and friends. My uncle just wanted to clean up his credit so he would not have to worry about applying for credit whenever he wanted to.

Since completing the service he had had a hefty electricity deposit waived and was able to buy new furniture with no money down.

This service is awsome, if you need a fresh start with your credit you will not be sorry you used this service. Clean slate baby!!!

****this is a real customer********My rep was Michael Ryder***** 407.831.2525

Another fraud being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer. The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

So this company DID it I been all around trying to get my credit fix for my business, my family and business partners. After a few months they coached me right to the scores I needed and I was able to get a loan to help my business and a car. Thanks Trinity and keep helping people no matter WHAT!!!

Another fraud being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

SCAM websites admin wants to promote banner ads on this site and phone number to get consumers really tricked. In fact we called them today and they will sell us banner ads for a huge price.

Like I saw one yesterday that said 200 points for $99.00.. That really scares when we hear of other credit repair companies making a score promise. Because even the what of simulator never can tell they consumers what scores they can expect. Trinity Enterprises llc IS EVERY CAREFUL to never promote scores we promote deletions.

Our service disclaimer always speak upon deletions. Often consumers find Trinity Enterprises LLC from being scamed by another credit repair company. This always saddens me because the Bible says that you will reap what you sow. We stand Behind The Holy Word of God and our passion is to help consumers restore their Good Name according to Proverbs 22:1 .

Many others have tried to dis-credit our name and scare us away from posting the truth on the internet. Even recently we came under attack from blog websites that only want to promote false negative reviews. You may note they delete the positive ones. Nevertheless Isa 54:17 -18 says No weapon formed against us shall prosper and every tongue that rises up we condem in Jesus name etc.

Nope we will keep posting on the internet to help consumers make the right choice and understand how Trinity Enterprises LLC credit services really work. It's funny that alot of educational posts are being removed from this website. One thing is for sure that Trinity Enterprises llc not going away and still promotes the Good Name across the land Proverbs 22:1. In fact they have a A Rating with the BBB in Central Florida.

That didnt' come easy and we pray everyday for the Lord to continue to Bless our customers and favor in the market place. Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me. This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs.

In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information.

Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****. Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real.

I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ. At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com Trinity Enterprises LLC 2431 Aloma Ave ste 201 Winterpark , FL 32792 Main number : 407-831-**** Toll Free : 888-461-**** St LOUIS mo : 314-298-**** Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone.

It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant. Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom.

Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus.

Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ?

NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have. Main number is 407-831-**** or Toll Free 888-461-**** x3 www.trinityenterprisesllc.com

Another fraud being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

sCAM websites admin wants to promote banner ads on this site and phone number to get consumers really tricked. In fact we called them today and they will sell us banner ads for a huge price. Like I saw one yesterday that said 200 points for $99.00.. That really scares me because we never promote scores we promote deletions. Nope we will keep posting on the internet to help consumers make the right choice and understand how Trinity Enterprises LLC credit services really work.

it's funny that alot of educational posts are being removed from this website. One thing is for sure that Trinity Enterprises llc not going away and still promotes the Good Name across the land Proverbs 22:1.

In fact they have a A Rating with the BBB in Central Florida. That didnt' come easy and we pray everyday for the Lord to continue to Bless our customers and favor in the market place.

Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****.

Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ.

At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com

Trinity Enterprises LLC

2431 Aloma Ave ste 201

Winterpark , FL 32792

Main number : 407-831-****

Toll Free : 888-461-****

St LOUIS mo : 314-298-****

Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant.

Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM

Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ? NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have.

Main number is 407-831-**** or Toll Free 888-461-**** x3 www.trinityenterprisesllc.com

This looks another scam being promoted here. Typical fake positive review, followe by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years

I was helped from this company and now my fiance and I are homeowners, we just closed april 22, 2011. This company does what they say they will.

You do need to keep up with your side. You have to stay current on your exsisting accounts and make sure you have some revolving credit unsecured. This is important to help your score so that you are adding good current credit not only taking away old negative credit. Think about it, your asking someone to give you a *** load of $$$.

They are going to want to see that you have credit now and that your are using it responsibly. Anyways alot more money was removed than I actually paid for the service and I would do it again. I have referred my family and friends. My uncle just wanted to clean up his credit so he would not have to worry about applying for credit whenever he wanted to.

Since completing the service he had had a hefty electricity deposit waived and was able to buy new furniture with no money down.

This service is awsome, if you need a fresh start with your credit you will not be sorry you used this service. Clean slate baby!!!

****this is a real customer********My rep was Michael Ryder***** 407.831.2525

Another fraud being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

SCAM websites admin wants to promote banner ads on this site and phone number to get consumers really tricked. In fact we called them today and they will sell us banner ads for a huge price. Like I saw one yesterday that said 200 points for $99.00.. That really scares when we hear of other credit repair companies making a score promise. Because even the what of simulator never can tell they consumers what scores they can expect.

Trinity Enterprises llc IS EVERY CAREFUL to never promote scores we promote deletions. Our service disclaimer always speak upon deletions. Often consumers find Trinity Enterprises LLC from being scamed by another credit repair company. This always saddens me because the Bible says that you will reap what you sow. We stand Behind The Holy Word of God and our passion is to help consumers restore their Good Name according to Proverbs 22:1 . Many others have tried to dis-credit our name and scare us away from posting the truth on the internet. Even recently we came under attack from blog websites that only want to promote false negative reviews. You may note they delete the positive ones. Nevertheless Isa 54:17 -18 says No weapon formed against us shall prosper and every tongue that rises up we condem in Jesus name etc. Nope we will keep posting on the internet to help consumers make the right choice and understand how Trinity Enterprises LLC credit services really work.

It's funny that alot of educational posts are being removed from this website. One thing is for sure that Trinity Enterprises llc not going away and still promotes the Good Name across the land Proverbs 22:1.

In fact they have a A Rating with the BBB in Central Florida. That didnt' come easy and we pray everyday for the Lord to continue to Bless our customers and favor in the market place.

Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****.

Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ.

At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com

Trinity Enterprises LLC

2431 Aloma Ave ste 201

Winterpark , FL 32792

Main number : 407-831-****

Toll Free : 888-461-****

St LOUIS mo : 314-298-****

Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant.

Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM

Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ? NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have.

Main number is 407-831-**** or Toll Free 888-461-**** x3 www.trinityenterprisesllc.com

Another fraud being promoted here on this site. Typical fake postive reviews, followed by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

sCAM websites admin wants to promote banner ads on this site and phone number to get consumers really tricked. In fact we called them today and they will sell us banner ads for a huge price.

Like I saw one yesterday that said 200 points for $99.00.. That really scares me because we never promote scores we promote deletions. Nope we will keep posting on the internet to help consumers make the right choice and understand how Trinity Enterprises LLC credit services really work. it's funny that alot of educational posts are being removed from this website.

One thing is for sure that Trinity Enterprises llc not going away and still promotes the Good Name across the land Proverbs 22:1. In fact they have a A Rating with the BBB in Central Florida. That didnt' come easy and we pray everyday for the Lord to continue to Bless our customers and favor in the market place. Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars.

Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****. Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers.

Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ. At any time you are welcome into the local office or call us at the following.

Visit our website at www.trinityenterprisesllc.com Trinity Enterprises LLC 2431 Aloma Ave ste 201 Winterpark , FL 32792 Main number : 407-831-**** Toll Free : 888-461-**** St LOUIS mo : 314-298-**** Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant. Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy.

Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry!

Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths. Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ?

FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny. If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before.

In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints.

We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family. WWW.TRINITYENTERPRISESLLC.COM Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements.

Maybe your expectation opposed to services rendered weren't on one accord ?

NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have. Main number is 407-831-**** or Toll Free 888-461-**** x3 www.trinityenterprisesllc.com

This looks another scam being promoted here. Typical fake positive review, followe by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****.

Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ.

At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com

Trinity Enterprises LLC

2431 Aloma Ave ste 201

Winterpark , FL 32792

Main number : 407-831-****

Toll Free : 888-461-****

St LOUIS mo : 314-298-****

Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant.

Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM

Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ? NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have.

This definitely looks a fraud being promoted here. Typical fake positive review, followe by a bunch of phony testimonials.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years

Sounds like a scam being promoted here folks.

How to Protect Yourself: Credit Repair and Debt Relief Services

Source: The Florida Attorney General's Office and the Better Business Bureau

Debt becomes problematic when a person fails to use credit wisely and can't or won't make their payments on time. There are ways to effectively manage your debt repayment, but it will require patience and perseverance. Excessive debt will not disappear overnight. The longer you take to repay the debt, the more you will pay in interest.

Warning Signs That Your Debt Level May be Headed for Trouble

Calls from collection agencies or creditors about delinquent accounts;

Working overtime to keep up with spending;

Using your savings to cover daily expenses; and/or

Being denied credit when you applied for another loan.

Tips on Personally Managing Your Debt

Set up a household budget to guide your spending patterns. The budget should detail your monthly income, as well as your monthly expenses. Your budget should outline a spending plan which insures that your income will exceed your expenses each month.

Don't go any deeper in debt! Put your credit cards away and make a concerted effort to refrain from accumulating any more debt in the coming months. Pay cash or use a debit card. If you must charge something in an emergency, use the card with the lowest interest rate.

Use daily money-saving strategies to free up more money. Cut out needless expenses and save money where ever possible. Reduce discretionary spending on non-essentials like entertainment and eating out.

Prioritize debt repayments. Not all of your debt obligations carry equal weight. Start with the most expensive revolving types of credit. Pay off high-interest rate balances first. In the meantime, make sure to make the minimum due payments on your remaining cards. Consider transferring balances to the lowest-rate card.

Ask your creditors to reduce interest rates. It doesn't hurt to contact your creditors to request an interest rate reduction or a new payment schedule. Be honest about the challenges you are facing trying to reduce your debts and assure them that you'd like to remain a loyal customer. Sometimes a creditor will decide to reduce the rate rather than risk your defaulting on the loan or switching to a lower-rate credit card.

Make extra payments, whenever possible. Extra payments can dramatically shorten the amount of time it takes to pay down a balance and save on interest fees.

Contact a credit counseling agency only if your efforts are not successful. If you can't seem to make any headway adhering to a workable budget or paying down your debt, there is another step to consider. You can seek professional guidance from a non-profit credit counseling agency.

Credit Counseling

Choosing a Credit Counselor

Many credit counseling organizations are non-profit and work with you to solve your financial problems. But beware — just because an organization says it is "non-profit" doesn't guarantee that its services are free or affordable or that its services are legitimate. In fact, some credit counseling organizations charge high fees, some of which may be hidden, or urge consumers to make "voluntary" contributions that cause them to fall deeper into debt.

If possible, find an organization that offers in-person counseling. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate non-profit credit counseling programs. Your financial institution, local consumer protection agency, and friends and family also may be good sources of information and referrals.

Choosing a Credit Counseling Organization

Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems.

A reputable credit counseling agency should send you free information about itself and the services it provides without requiring you to provide any details about your situation. If a firm doesn't do that, consider it a red flag and go elsewhere for help.

Tips for Choosing a Credit Counselor

Look for an organization that offers a range of services, including budget counseling, and savings and debt management classes. Avoid organizations that push a debt management plan as your only option.

Avoid organizations that charge for information.

Get a specific price quote in writing. If an organization won't help you because you can't afford to pay, look elsewhere for help.

Don't sign anything without reading it first. Make sure all verbal promises are in writing.

Try to use an organization whose counselors are certified and trained by a non-affiliated party. Ask for their certification information.

Seek assurance that your personal information (including address, phone number, and financial information) will be kept confidential and secure.

Debt Management Plans

If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan. A debt management plan is not credit counseling and is not for everyone. Consider signing on for one of these plans only after a certified credit counselor has spent time thoroughly reviewing your financial situation, and has offered you customized advice on managing your money.

How a Debt Management Plan Works

You deposit money each month with the credit counseling organization. The organization uses your deposits to pay your unsecured debts, like credit card bills, student loans, and medical bills, according to a payment schedule the counselor develops with you and your creditors. Your creditors may agree to lower your interest rates and waive certain fees, but check with all your creditors to be sure that they offer the concessions that a credit counseling organization describes to you.

A successful debt management plan requires you to make regular, timely payments, and could take 48 months or longer to complete. Ask the credit counselor to estimate how long it will take for you to complete the plan. You also may have to agree not to apply for — or use — any additional credit while you're participating in the plan.

Is a Debt Management Plan Right for You?

If a debt management plan is appropriate, sign up for one that allows all your creditors to be paid before your payment due dates and within the correct billing cycle.

Don't sign up for a debt management plan if you can't afford the monthly payment.

Make sure that the organization you sign up with establishes an escrow account for your money and is willing to provide regular, detailed statements about your account.

Contact your creditors to verify they will lower or eliminate interest and finance charges, or waive late fees, and ask them how long you have to be on the plan before the benefits kick in.

Learn which debts will not be included in the debt management plan because you'll have to pay those bills on your own.

Some creditors require a payment to the credit counselor before accepting you into a debt management plan. If a credit counselor tells you this is so, call your creditors to verify this information before you send money to the credit counseling agency.

Beware of any organization that tells you it can remove accurate negative information from your credit report. Legally, it can't be done. Accurate negative information may stay on your credit report seven to ten years.

How to Make a Debt Management Plan Work for You

Continue to pay your bills until the plan has been approved by your creditors. If you stop making payments before your creditors have accepted you into a plan, you'll face late fees, penalties, and negative entries on your credit report.

Contact your creditors and confirm that they have accepted the proposed plan before you send any payments to the credit counseling organization for your debt management plan. Make sure the organization's payment schedule allows your debts to be paid before they are due each month. Call each of your creditors on the first of every month to make sure the agency has paid them on time. Review monthly statements from your creditors to make sure they have received your payments.

If your debt management plan depends on your creditors agreeing to lower or eliminate interest and finance charges, or waive late fees, make sure these concessions are reflected on your statements.

Debt Negotiation Programs

Debt negotiation is not the same thing as credit counseling or a debt management plan. It can be very risky and have a long term negative impact on your credit report and, in turn, your ability to get credit. Many states have laws regulating debt negotiation companies and the services they offer.

The Claims

Debt negotiation firms may claim they can arrange for your unsecured debt -- typically, credit card debt -- to be paid off for anywhere from 10 to 50 percent of the balance owed. The firms often pitch their services as an alternative to bankruptcy.

The firms usually tell you to stop making payments to your creditors, and instead, send your payments to the debt negotiation company. They may claim that using their services will have little or no negative impact on your ability to get credit in the future, or that any negative information can be removed from your credit report when you complete the debt negotiation program.

The Truth

Most debt negotiation companies charge consumers substantial fees for their services, including a fee to establish the account with the debt negotiator, a monthly service fee, and a final fee of a percentage of the money you've supposedly saved.

There also is no guarantee that a creditor will accept only partial payment of a legitimate debt. If you stop making payments on a credit card, late fees and interest usually are added to the debt each month.

While creditors have no obligation to agree to negotiate the amount a consumer owes, they have a legal obligation to provide accurate information to the credit reporting agencies, including your failure to make monthly payments. This can result in a negative entry on your credit report. In certain situations, creditors may have the right to sue you to recover the money you owe. In some instances, when creditors win a lawsuit, they have the right to garnish your wages or put a lien on your home. Finally, the Internal Revenue Service may consider any amount of forgiven debt to be taxable income.

Credit Repair Services

Some companies offer credit repair services as part of qualified debt management or credit counseling plan. These services are designed to help consumer’s increase their base credit score by identify possible inaccuracies on a consumer’s credit report, correct those inaccuracies, and help the consumer reduce his debt to credit ratio. Credit repair services offered in conjunction with legitimate debt management or credit counseling services can help you better understand your credit history and how to better manage your credit.

Problems with Credit Repair Services

While legitimate credit repair services offered in conjunction with a reputable debt management or credit counseling service can benefit some consumers, you should avoid companies offering only credit repair services. Often, these companies lure consumers with exaggerated claims promising to erase negative credit history. Don’t buy it! Accurate account history, positive or negative, will stay on your credit report for at least seven years, and some things, such as bankruptcy, may stay on your report up to ten years later.

Another pitch used by disreputable credit repair organizations is they can create new credit history for consumers. Avoid any company promising this. Your credit history, good or bad, is yours and the negative only disappears with time. Companies claiming the ability to create new credit history will usually suggest that you apply for a federal Employer Identification Number (EIN), which is essentially a social security number for businesses. These companies will then report items to this new EIN and have you open new lines of credit using this number. Never agree to this! This practice is both ineffective and highly illegal.

Credit Card Rate Reduction Services

A growing trend within the debt relief industry is companies offering only credit card rate reduction services. Essentially these companies will, for a set fee, negotiate lower interest rates with your credit card companies. Consumers are advised to avoid these services.

In most cases, you can negotiate lower credit card interest rates on your own, without the assistance of a third party. Before you call your credit card company, research the going interest rates for other credit cards and their requirements. Knowing this information shows your credit card company that you have shopped around and might stop using their card. Don’t be afraid to ask for a supervisor or someone authorized to negotiate interest rates. Also don’t be afraid to keep calling every month to ask for a lower interest rate.

Common Warning Signs of Scams

A company that guarantees it can remove your unsecured debt or promises that unsecured debts can be paid off with pennies on the dollar

A company that claims using its system will let you avoid bankruptcy

A company that requires upfront fees in excess of $50

A company that requires you to pay monthly fees in excess of $40 per month

A company that tells you to stop communicating with your creditors

A debt management company that does not provide you with a monthly accounting showing payments made to your creditors

A company that tells you creditors never sue consumers for non-payment of unsecured debt

A company that promises using its system will have no negative impact on your credit report or that it can remove accurate negative information from your credit report

A company promising to create new credit history

A company claiming to represent your credit card’s “card services” or “account services” departments

A company claiming to work for one the credit reporting bureaus

A company that does not require you to sign a written contract

A company that does not have a refund and cancellation policy C

I could not refrain from commenting. Exceptionally well written!

You've made some decent points there. I looked on the web for additional information about the issue and found most people will go along with your views on this website.

I used to be able to find good advice from your blog articles.

Another fraud - note the numerous fake positive reviews which have been spammed here trying to hide the genuine complaints.

The only problems is, those programs don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years.

These types of operations usually buy up the names of financially troubled folks from two-bit mortgage brokers or financing companies (or offer them kickbacks). A lot of them seem to be hitting the fundamentalist crowd these days.

sCAM websites admin wants to promote banner ads on this site and phone number to get consumers really tricked. In fact we called them today and they will sell us banner ads for a huge price. Like I saw one yesterday that said 200 points for $99.00.. That really scares me because we never promote scores we promote deletions. Nope we will keep posting on the internet to help consumers make the right choice and understand how Trinity Enterprises LLC credit services really work.

it's funny that alot of educational posts are being removed from this website. One thing is for sure that Trinity Enterprises llc not going away and still promotes the Good Name across the land Proverbs 22:1.

In fact they have a A Rating with the BBB in Central Florida. That didnt' come easy and we pray everyday for the Lord to continue to Bless our customers and favor in the market place.

Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****.

Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ.

At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com

Trinity Enterprises LLC

2431 Aloma Ave ste 201

Winterpark , FL 32792

Main number : 407-831-****

Toll Free : 888-461-****

St LOUIS mo : 314-298-****

Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant.

Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM

Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ? NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have.

Main number is 407-831-**** or Toll Free 888-461-**** x3 www.trinityenterprisesllc.com

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years

Lately it is being bought to my attention that Trinity Enterprises LLC is classified as a scam and this troubles me.

This doesnt surpise me because we are in the front lines helping consumers clean their credit and boost scores. The Credit Bureaus spend millions of dollars to promote debt Counsel or Debt Repayment programs. In fact most consumers dont even know that Equifax owes a well known program called Consumer Credit Counsel. The problem with debt counsel or programs that cost you $$$ thousand of hard earned dollars. Is that they hurt your credit for the 2 1/2 years and pay collection companies that arn't due funds. Please reference the Debt Collections Act if you need more information. Or call Trinity Enterprises LLC Project managers to get your free credit review at 407-831-**** or 888-461-****.

Please note Trinity Enterprises LLC HAS MADE IT CLEAR WE ARE Passionate about helping consumers. Alot of this help is the blogs placed all over the internet. We realize alot of people in the same industry are bashing us and claim to say we arn't real. I assure you that we don't hide and take great pride at beginning in the fore front and bolding proclaim we are Christians serving The Lord Jesus Christ.

At any time you are welcome into the local office or call us at the following. Visit our website at www.trinityenterprisesllc.com

Trinity Enterprises LLC

2431 Aloma Ave ste 201

Winterpark , FL 32792

Main number : 407-831-****

Toll Free : 888-461-****

St LOUIS mo : 314-298-****

Most companies that are scam artists run away with peoples hard earned money and can not be found after the point of sale. We have been in the same building for the past 6 years and answer all calls to show that we are not hiding from anyone. It is hard enough as the economy doesn't have the small to mid-sized businesses in mind with it's tax's laws but to slander or mis-categorize a business establish because of your lack of understanding is just ignorant.

Trinity Enterprises LLC in Winterpark FL -- We do not hide behind scripture as we try to walk up right and holy. Every day is a day of renewing our minds and repenting, asking God for his divine favor on our lives. When Trinity Enterprises LLC in Winterpark FL and St Louis MO was first opened we made it clear that we are Christian based organization because iust as Jesus came to give mankind a second chance we attempt to give consumer a second chance at financial freedom. Call the salvation army and ask what we sew back into our local community, or the St. Louis healing ROOMS and out reach ministries that feed the hungry! Judge the tree by the fruit that it bears. We aren't Robin Hood taking from this rich to give to the poor but we believe in helping those that are divinely placed in our paths.

Trinity Enterprises LLC in Winter PARK fl ---We do not spend lots of money in marketing to cover blogs site such as this but rely on word of mouth referrals from existing clients and our network of mortgage bankers, realtors, and banks. If we were a scam, do you think that Centex Home (the major builder) would partner with us on a nationwide level ? FBC Homes, Integrity Home Loans, Wells Fargo, Bank of America and the list goes on of financial professionals who have closed business from the proceeds of our labor. Word of mouth has bought us thus far and will take us into our destiny.

If you are contemplating hiring Trinity Enterprises LLC in Winter park FL for credit repair services please do your research and follow our professional advise as this will result in a happy medium for Trinity Enterprises LLC , your loan officer and yourself. I dont expect to never have complaints as all great businesses receive them and if time premits I personally plan to take each complaint and address the source attempting to come to a happy medium as I have been a consumer and felt taken advantage of before. In closing, I'm asking that you bloggers, competitors and maybe existing or new clients reading this make an educated decision. Be fair in your judgement and also look us up on the Better Business Bureaus. Real complaints make it there, the rest turns out to be hearsay and just ex employees, competitors and bloggers posting non factual information. Remember, alot of these online websites dont verfi these complaints. We always have references from well known business and customers who have been through our program. Most of all we always encourage customers to pray and ask the Lord if working with Trinity is right for you and your family.

WWW.TRINITYENTERPRISESLLC.COM

Your complaint should be something along the lines of Trinity took my money, nothing came off my credit report, my scores didn't increase, the trade line was a hoax ? Instead I hear open ended statements. Maybe your expectation opposed to services rendered weren't on one accord ? NEVERTHELESS, I Daniel Mitchell (director of credit services) would take pride in addressing any concerns Trinity Enterprises LLC customers may have.

The only problems is, those credit repair scams don't work, and to add insult to injury, you'll find yourself paying hefty fees to those companies, only to end up right where you started, or worse. Sometimes, what is couched as a credit repair program may actually be an attempt to steal your identity by gaining information about your social security number, bank accounts, and credit cards.

Here's how the credit repair scam generally works:

First, the company will contact the various credit bureaus and tell them that the negative information contained in your files is false. Since they want to accurately reflect your credit information, the credit bureaus will temporarily remove the negative information while they investigate the claims. Meanwhile, the scammer sends you a copy of your credit file, showing that the negative information has been removed, claiming that your credit history has now been repaired.

It will seem like a miracle, until you learn that as soon as the credit bureaus have completed their investigation, any accurate negative information will be returned to your credit report, and you'll be back where you started, minus the fees that you paid to the scammer.

The key concept to remember when it comes to your credit report is that accurate entries will stay on that report for seven years from the time they're reported to the credit agencies. Bankruptcies stay on a report for fourteen years

Well known as a fraud, with numerous complaints on the internet.

How to Protect Yourself: Credit Repair and Debt Relief Services

Source: The Florida Attorney General's Office and the Better Business Bureau

Debt becomes problematic when a person fails to use credit wisely and can't or won't make their payments on time. There are ways to effectively manage your debt repayment, but it will require patience and perseverance. Excessive debt will not disappear overnight. The longer you take to repay the debt, the more you will pay in interest.

Warning Signs That Your Debt Level May be Headed for Trouble

Calls from collection agencies or creditors about delinquent accounts;

Working overtime to keep up with spending;

Using your savings to cover daily expenses; and/or

Being denied credit when you applied for another loan.

Tips on Personally Managing Your Debt

Set up a household budget to guide your spending patterns. The budget should detail your monthly income, as well as your monthly expenses. Your budget should outline a spending plan which insures that your income will exceed your expenses each month.

Don't go any deeper in debt! Put your credit cards away and make a concerted effort to refrain from accumulating any more debt in the coming months. Pay cash or use a debit card. If you must charge something in an emergency, use the card with the lowest interest rate.

Use daily money-saving strategies to free up more money. Cut out needless expenses and save money where ever possible. Reduce discretionary spending on non-essentials like entertainment and eating out.

Prioritize debt repayments. Not all of your debt obligations carry equal weight. Start with the most expensive revolving types of credit. Pay off high-interest rate balances first. In the meantime, make sure to make the minimum due payments on your remaining cards. Consider transferring balances to the lowest-rate card.

Ask your creditors to reduce interest rates. It doesn't hurt to contact your creditors to request an interest rate reduction or a new payment schedule. Be honest about the challenges you are facing trying to reduce your debts and assure them that you'd like to remain a loyal customer. Sometimes a creditor will decide to reduce the rate rather than risk your defaulting on the loan or switching to a lower-rate credit card.

Make extra payments, whenever possible. Extra payments can dramatically shorten the amount of time it takes to pay down a balance and save on interest fees.

Contact a credit counseling agency only if your efforts are not successful. If you can't seem to make any headway adhering to a workable budget or paying down your debt, there is another step to consider. You can seek professional guidance from a non-profit credit counseling agency.

Credit Counseling

Choosing a Credit Counselor

Many credit counseling organizations are non-profit and work with you to solve your financial problems. But beware — just because an organization says it is "non-profit" doesn't guarantee that its services are free or affordable or that its services are legitimate. In fact, some credit counseling organizations charge high fees, some of which may be hidden, or urge consumers to make "voluntary" contributions that cause them to fall deeper into debt.

If possible, find an organization that offers in-person counseling. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate non-profit credit counseling programs. Your financial institution, local consumer protection agency, and friends and family also may be good sources of information and referrals.

Choosing a Credit Counseling Organization

Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems.

A reputable credit counseling agency should send you free information about itself and the services it provides without requiring you to provide any details about your situation. If a firm doesn't do that, consider it a red flag and go elsewhere for help.

Tips for Choosing a Credit Counselor

Look for an organization that offers a range of services, including budget counseling, and savings and debt management classes. Avoid organizations that push a debt management plan as your only option.

Avoid organizations that charge for information.

Get a specific price quote in writing. If an organization won't help you because you can't afford to pay, look elsewhere for help.

Don't sign anything without reading it first. Make sure all verbal promises are in writing.

Try to use an organization whose counselors are certified and trained by a non-affiliated party. Ask for their certification information.

Seek assurance that your personal information (including address, phone number, and financial information) will be kept confidential and secure.

Debt Management Plans

If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan. A debt management plan is not credit counseling and is not for everyone. Consider signing on for one of these plans only after a certified credit counselor has spent time thoroughly reviewing your financial situation, and has offered you customized advice on managing your money.

How a Debt Management Plan Works

You deposit money each month with the credit counseling organization. The organization uses your deposits to pay your unsecured debts, like credit card bills, student loans, and medical bills, according to a payment schedule the counselor develops with you and your creditors. Your creditors may agree to lower your interest rates and waive certain fees, but check with all your creditors to be sure that they offer the concessions that a credit counseling organization describes to you.

A successful debt management plan requires you to make regular, timely payments, and could take 48 months or longer to complete. Ask the credit counselor to estimate how long it will take for you to complete the plan. You also may have to agree not to apply for — or use — any additional credit while you're participating in the plan.

Is a Debt Management Plan Right for You?

If a debt management plan is appropriate, sign up for one that allows all your creditors to be paid before your payment due dates and within the correct billing cycle.

Don't sign up for a debt management plan if you can't afford the monthly payment.

Make sure that the organization you sign up with establishes an escrow account for your money and is willing to provide regular, detailed statements about your account.

Contact your creditors to verify they will lower or eliminate interest and finance charges, or waive late fees, and ask them how long you have to be on the plan before the benefits kick in.

Learn which debts will not be included in the debt management plan because you'll have to pay those bills on your own.

Some creditors require a payment to the credit counselor before accepting you into a debt management plan. If a credit counselor tells you this is so, call your creditors to verify this information before you send money to the credit counseling agency.

Beware of any organization that tells you it can remove accurate negative information from your credit report. Legally, it can't be done. Accurate negative information may stay on your credit report seven to ten years.

How to Make a Debt Management Plan Work for You

Continue to pay your bills until the plan has been approved by your creditors. If you stop making payments before your creditors have accepted you into a plan, you'll face late fees, penalties, and negative entries on your credit report.

Contact your creditors and confirm that they have accepted the proposed plan before you send any payments to the credit counseling organization for your debt management plan. Make sure the organization's payment schedule allows your debts to be paid before they are due each month. Call each of your creditors on the first of every month to make sure the agency has paid them on time. Review monthly statements from your creditors to make sure they have received your payments.

If your debt management plan depends on your creditors agreeing to lower or eliminate interest and finance charges, or waive late fees, make sure these concessions are reflected on your statements.

Debt Negotiation Programs

Debt negotiation is not the same thing as credit counseling or a debt management plan. It can be very risky and have a long term negative impact on your credit report and, in turn, your ability to get credit. Many states have laws regulating debt negotiation companies and the services they offer.

The Claims

Debt negotiation firms may claim they can arrange for your unsecured debt -- typically, credit card debt -- to be paid off for anywhere from 10 to 50 percent of the balance owed. The firms often pitch their services as an alternative to bankruptcy.

The firms usually tell you to stop making payments to your creditors, and instead, send your payments to the debt negotiation company. They may claim that using their services will have little or no negative impact on your ability to get credit in the future, or that any negative information can be removed from your credit report when you complete the debt negotiation program.

The Truth

Most debt negotiation companies charge consumers substantial fees for their services, including a fee to establish the account with the debt negotiator, a monthly service fee, and a final fee of a percentage of the money you've supposedly saved.

There also is no guarantee that a creditor will accept only partial payment of a legitimate debt. If you stop making payments on a credit card, late fees and interest usually are added to the debt each month.

While creditors have no obligation to agree to negotiate the amount a consumer owes, they have a legal obligation to provide accurate information to the credit reporting agencies, including your failure to make monthly payments. This can result in a negative entry on your credit report. In certain situations, creditors may have the right to sue you to recover the money you owe. In some instances, when creditors win a lawsuit, they have the right to garnish your wages or put a lien on your home. Finally, the Internal Revenue Service may consider any amount of forgiven debt to be taxable income.

Credit Repair Services

Some companies offer credit repair services as part of qualified debt management or credit counseling plan. These services are designed to help consumer’s increase their base credit score by identify possible inaccuracies on a consumer’s credit report, correct those inaccuracies, and help the consumer reduce his debt to credit ratio. Credit repair services offered in conjunction with legitimate debt management or credit counseling services can help you better understand your credit history and how to better manage your credit.

Problems with Credit Repair Services

While legitimate credit repair services offered in conjunction with a reputable debt management or credit counseling service can benefit some consumers, you should avoid companies offering only credit repair services. Often, these companies lure consumers with exaggerated claims promising to erase negative credit history. Don’t buy it! Accurate account history, positive or negative, will stay on your credit report for at least seven years, and some things, such as bankruptcy, may stay on your report up to ten years later.

Another pitch used by disreputable credit repair organizations is they can create new credit history for consumers. Avoid any company promising this. Your credit history, good or bad, is yours and the negative only disappears with time. Companies claiming the ability to create new credit history will usually suggest that you apply for a federal Employer Identification Number (EIN), which is essentially a social security number for businesses. These companies will then report items to this new EIN and have you open new lines of credit using this number. Never agree to this! This practice is both ineffective and highly illegal.

Credit Card Rate Reduction Services

A growing trend within the debt relief industry is companies offering only credit card rate reduction services. Essentially these companies will, for a set fee, negotiate lower interest rates with your credit card companies. Consumers are advised to avoid these services.

In most cases, you can negotiate lower credit card interest rates on your own, without the assistance of a third party. Before you call your credit card company, research the going interest rates for other credit cards and their requirements. Knowing this information shows your credit card company that you have shopped around and might stop using their card. Don’t be afraid to ask for a supervisor or someone authorized to negotiate interest rates. Also don’t be afraid to keep calling every month to ask for a lower interest rate.

Common Warning Signs of Scams

A company that guarantees it can remove your unsecured debt or promises that unsecured debts can be paid off with pennies on the dollar

A company that claims using its system will let you avoid bankruptcy

A company that requires upfront fees in excess of $50

A company that requires you to pay monthly fees in excess of $40 per month

A company that tells you to stop communicating with your creditors

A debt management company that does not provide you with a monthly accounting showing payments made to your creditors

A company that tells you creditors never sue consumers for non-payment of unsecured debt

A company that promises using its system will have no negative impact on your credit report or that it can remove accurate negative information from your credit report

A company promising to create new credit history

A company claiming to represent your credit card’s “card services” or “account services” departments

A company claiming to work for one the credit reporting bureaus

A company that does not require you to sign a written contract

A company that does not have a refund and cancellation policy